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Farm Bureau® Insurance  |  Insurance Products  |  Commercial Business Insurance
Businessowners Policy - Covered Property
The Businessowners Coverage Form offers the following coverages:
Buildings or Structures at the described premises
Business Personal Property and/or Inventory
Business Income and Extra Expense
Equipment Breakdown coverage
Exterior Building Glass

In addition to the basic coverage for property, loss of income and extra expense and general liability coverage the Businessowners Policy automatically offers the following as additional coverages:
Debris Removal
Preservation of Property
Fire Department Service Charge
Business Income
Extra Expense
Pollutant Clean-up and Removal
Civil Authority
Increased Cost of Construction
Business Income From Dependent Properties
Fire Extinguisher Systems Recharge Expense
Electronic Data
Interruption of Computer Operations

The following coverage extensions are also included in the policy and provide an additional amount of insurance:
Newly Constructed Property
Personal Property Off-premises
Outdoor Property
Personal Effects
Valuable Papers and Records – Research Cost
Accounts Receivable

The following Options are available as part of the Businessowners policy; however, they must be selected by the insured:
Outdoor Signs
Money and Securities
Employee Dishonesty
Building Limit – Automatic Increase
Business Personal Property Limit – Seasonal Increase

Other endorsement options are available:
Ordinance Or Law Coverage
Utility Services – Direct Damage
Utility Services – Time Element  
Water Back-up and Sump Overflow
Windstorm or Hail Deductibles
Additional Insured – Building Owner

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Get a Quote Tailored to Your Commercial needs
As a business owner, you need a commercial insurance policy that protects your business's assets without taking a big chunk out of your bottom line. Contact a local Farm Bureau® Insurance agent today to get a personalized, no-obligation business insurance quote.

My Account

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

Want to Register?

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

If you need assistance or have questions about this feature, please contact our Customer Support Department.

Mon - Fri  /  8am to 5pm (MST)

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Join the Farm Bureau® Insurance Family
Are you considering a career in insurance and financial serv-ices? Farm Bureau Insur-ance®* has great opportunities for hard-working, self-motivated, success-oriented individuals.


Looking for a career in the insurance industry?

Find an Agent
Talk to your local  Farm Bureau® Insurance agent today.
Find a local Farm Bureau Insurance agent or office.
Report a Claim
Our Claims Department is one of the best in the state. Ready and eager to get you back on track after an accident.

Please contact the Customer Support Department for immediate assistance.

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Learn more about how to report a claim.
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