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Farm Bureau® Insurance  |  Insurance Products  |  Commercial Business Insurance
Businessowners Policy - Liability Coverage
The Businessowners Liability coverage provides two primary coverages:  business liability and medical expenses.  Business liability pays those sums the insured becomes legally obligated to pay as damages because of bodily injury, property damage or personal injury and advertising injury.
Liability Limits from $300,000 to $1,000,000

Medical expense coverage pays third parties for their medical expenses incurred at the insured premises or arising out of the insured’s operations.
Limit of Liability is $5,000 (option to increase to $10,000)

Damage to Premises Rented to You provides $50,000 in liability protection for property damage arising out of fire to premises while rented to the named insured they do not own or temporarily occupied by the named insured.  For an additional premium the coverage can be broadened by adding the optional endorsement Broadened Coverage for Damage to Premises Rented to You.

Other Endorsement options are available:
Additional Insured’s: Lessors, Controlling Interest, Lessor of Leased Equipment and Vendors
Hired an Non-Owned Automobile Coverage

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Get a Quote Tailored to Your Commercial needs
As a business owner, you need a commercial insurance policy that protects your business's assets without taking a big chunk out of your bottom line. Contact a local Farm Bureau® Insurance agent today to get a personalized, no-obligation business insurance quote.

My Account

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

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Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

If you need assistance or have questions about this feature, please contact our Customer Support Department.

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Please contact the Customer Support Department for immediate assistance.

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