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Farm Bureau Insurance®*  |  Insurance Products  |  Property Insurance
Property Insurance
Colorado is our home too and we've been providing property insurance to people like you across our state for more than 60 years. Whether you're looking to insure your home, need renter's insurance or own a vacation home, a local Farm Bureau Insurance®* agent can help tailor a policy to meet your needs.

Farm Bureau Insurance®* has a history of proven protection and offers:
Affordable rates and a variety of discounts
Quick response from local claims professionals
A 24-hour Customer Service Call Center to report claims anytime
Convenient payment options
Local, professional agents who treat you like family and not like a policy number

We understand your home is much more than an investment. It's your safe haven, and a place where you and your family create memories. You need to know that you can count on your insurance company to be there when you need them most. At Farm Bureau Insurance®*, we have a proud heritage of providing our Colorado customers with comprehensive homeowner's insurance policies. We offer coverage you can count on at an affordable price. Learn more about our homeowner's insurance coverage.

Manufactured Homes
At Farm Bureau Insurance®*, we understand not every home is the same. If you own a manufactured home or mobile home, Farm Bureau Insurance®* has a policy to meet your unique insurance needs. We have a long history of providing affordable insurance for manufactured homes in Colorado. We've got the experience and know-how, but just as importantly you can count on Farm Bureau Insurance®* to provide the highest level of customer service you'll find anywhere in our state. Learn more about our manufactured homes insurance policies.

Condo or Townhouse
If you own a condominium (aka condo) as your primary residence or use it as a vacation rental, your local Farm Bureau Insurance®* agent can customize an insurance policy to provide the coverage you need at an affordable price. Learn more about our condo insurance policies.


You may not own your home, but as a renter you still need to protect your personal property. Don't assume you're covered by your landlord, which is typically not the case. A renter's insurance policy offers valuable protection for very little money. Find out just how inexpensive this valuable projection can be by contacting a local Farm Bureau Insurance®* agent for a quick, no-obligation quote. Learn more about our renter's insurance policies.

Dwelling Fire
A dwelling fire policy is not as comprehensive as a homeowner's insurance policy but it may be the right policy for your home insurance needs. If you own a rental property, a vacation home, or otherwise don't need all of the coverage options found in our homeowner's insurance policies, you may benefit from a dwelling fire policy. Learn more about our dwelling fire coverage.

Why do I need home insurance?
You need Homeowners Insurance because It provides you coverage to protect your dwelling, and also your personal belongings from damage caused by fire, windstorm, hail, water damage (not flooding), riots, explosion, as well as other sudden and unexpected losses (i.e. theft, and extra cost of living elsewhere while you home is repaired or rebuilt). It covers your legal liability (up to your policy limits) if you, member of your family or even your pets hurt other people or their property. There are many benefits to home insurance, not all of which are listed, so talk to your local Farm Bureau Insurance®* agent to learn more about the benefits.

What if I don't have home insurance?
Without home insurance you will be responsible for all the costs of damage to your property, personal belongings, and any liability that may occur.

If your home is destroyed by a tornado or is burned down by a fire, you will need to rebuild the dwelling and replace all your possessions. Consider the lifetime of purchases it has taken you to fill up your home. Clothing, Dishes, Electronics, Furniture, and so many more items. Don't forget the building costs and labor to rebuild the home as well. When you add it all up that is a lot of money, money most people don't have set aside. The risk is too great to not have home insurance.

The other risk of not having Home Insurance is if someone is hurt on your property. Let's say someone gets seriously injured on your property, and decides to sue you. Home Insurance has liability coverage and would help you with legal defense, but without it you would be forced to pay for your own legal defense and may have to liquidate your assets if you need to pay for a judgment.
Types of Home Insurance Coverages

Why insure your home with Farm Bureau Insurance®*?

At Farm Bureau Insurance®*, you work with your local agent who will take the time to explain all the options of your insurance, so that you understand the coverages for your auto, home, life, small business needs, or any other insurance policy that you need. Your agent will go over the coverages to make sure they fit your personal needs, and of course ensure that you’re getting all the discounts that you qualify for. The relationships we build between our clients and the agent is what separates us from our competition. We provide excellent customer and claims service to ensure that you will never be treated better than with Farm Bureau Insurance®*.

Get the Membership Advantage!
At Farm Bureau Insurance®*, you get great insurance coverage for a good price from a proven company with a reputation for doing the right thing. The best feeling of all though may come from knowing that by doing business with Farm Bureau Insurance®* you become part of a bigger cause... one that protects farms right here in Colorado and helps ensure the food on your family’s table is local, safe and fresh. As a thank you, you gain access to discounts and benefits available to Farm Bureau members. Members save through a variety of discounts available at Office Max, Grainger, Ultimate Electronics, Dodge, hotels like Comfort Inn, and others. To learn more about Farm Bureau member benefits, find a local Farm Bureau Insurance agent near you.

My Account

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

Want to Register?

Your My Account profile will allow you pay your bills online, report a claim, and view your billing summary for all eligible policies.

If you need assistance or have questions about this feature, please contact our Customer Support Department.

Mon - Fri  /  8am to 5pm (MST)

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Join the Farm Bureau Insurance®* Family
Are you considering a career in insurance and financial serv-ices? Farm Bureau Insur-ance®* has great opportunities for hard-working, self-motivated, success-oriented individuals.

Looking for a career in the insurance industry?
Find an Agent
Talk to your local Farm Bureau Insurance®* agent today.
Find a local Farm Bureau Insurance agent or office.
Report a Claim
Our Claims Department is one of the best in the state. Ready and eager to get you back on track after an accident.

Please contact the Customer Support Department for immediate assistance.

Mon - Fri  /  8am to 5pm (MST)
Learn more about how to report a claim.
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