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Dwelling Fire Insurance: Coverage Options
Dwelling Protection
Like a homeowner's insurance policy Dwelling Protection provides coverage for the building itself. Unlike the homeowner's policy, this coverage applies if the structure is owner occupied or tenant occupied.

Protection for Other Structures
Similar to a homeowners insurance policy, Protection for Other Structures coverage provides protection for other structures on the property that are set apart from the dwelling by clear space.

Additional Coverage
There are several coverage options available to help tailor a dwelling fire policy to meet your specific insurance needs. Contact a Farm Bureau Insurance agent for a complete list of coverage options. Some of the most popular coverage options include:
Personal Property Coverage: This coverage provides protection for personal possessions like furniture and clothes up to the policy limits.
Liability: Provides protection for accidental bodily injury and property damage to a third party for which you are legally liable. Depending on your needs, you may choose between personal (owner-occupied) and landlord's liability coverage.
Theft: Provides theft coverage for owner-occupied dwellings, since this coverage is excluded on an unendorsed dwelling fire policy.

This information is only a general description of the available coverage and is not a contract. All coverage types are subject to availability and qualifications.

Why Choose Farm Bureau® Insurance
Homeowners all across Colorado turn to Farm Bureau® Insurance because we offer affordable, reliable coverage backed by the highest level of customer service you'll find anywhere in Colorado. Plus, when you purchase Farm Bureau Insurance you're showing your support for local, Colorado farmers and helping to protect our supply of fresh, locally grown food. As a thank you, you gain access to a variety of discounts and benefits available to members of our Farm Bureau family.

Speak with a local agent today to get a personalized, no-obligation dwelling fire insurance quote.

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